Redefined Lending Ecosystem Powered by Web 3.0
With a diversified credit infrastructure and an unparalleled reach, we are powering payments across Africa.
2,000,000+
Registered Active Users
135,000+
Micro Business Users
$5,000,000+
Monthly Loans
2,600,000
AVG Monthly TransactionsMore Than Lending
Our suite of products make financial transactions faster, easier and smarter.
No waiting lines
Instant access to funds with low rates. Whenever, wherever.
Aella Creditno delayed payments
No more panic. You can pay the bills now and sort the rest later.
Aella PayQuality Lifestyle
A diversified health insurance marketplace with the best options.
Aella CareWealth management
The easiet and most effective way to grow wealth.
Aella Wallet
Building the future of financing for the underbanked via artificial intelligence
By using proprietary data, machine learning and artificial intelligence, we help customers better manage their finances with a cutting-edge approach.
- AI driven customer profiling that power loan eligibility
- Robust credit solutions with dynamic loan pricing and interests rates
- Unique e-commerce experience to the B2B user
- High-level AI-powered digital health marketplace
Fostering Innovation
Leveraging partnerships to enhance customer experience by embracing the future with our API powered infrastructure.
Learn More
Our Community
There are more than 2 million people who have made Aella their life partner, and they're experiencing simple and efficient financial services.
I had just paid for a 9 month insurance plan with AellaCare when my wife went into labour and needed an emergency C-section. With Aella Care, I didn’t have to pay a dime of the N200,000 bill and my wife was treated with absolute care and respect. Thank you Aella for helping my family welcome a healthy baby boy without financial hassle.
Emmanuel EhinomenOne day, I woke up in the middle of the night with high fever and intense stomach ache. I was rushed to the hospital the next morning and found out I had typhoid fever. I was taken care of, given the necessary injections, infusions and drugs. I was placed on admission the whole day without spending a dime. All on my insurance with just chikini money. Aella is the best.
Oladejo KhadijatAella Loan app has been very wonderful and trusting. The loan I received from Aella helped me when I was in a tight financial situation. Most importantly, the loans come in time. As soon as it is approved, you receive your money. Thank you Aella, you are the best!
Sarah ApkanBlog and Media
Financial inclusion in West Africa gets a boost with new $10m raise by Aella Fintech
Focused on improving financial inclusion for West Africa’s low-income segment, a Nigerian fintech start-up, Aella has raised a $10m debt financing.
10 February, 2020
Infusing Intelligence Into Financial Services
In many parts of the world, the traditional data points used to verify a loan applicant’s identity—such as government-issued ID numbers or address.
03 August, 2020
Aella Credit CEO on how to drive credit for health care insurance in Nigeria
The Chairman of Nigerian’s Senate Committee on Health, Ibrahim Oloriegbe says the Health Insurance Authority Bill has passed its third reading.
07 August, 2020
