Smart financial solutions Designed for you.

Access loans, Pay bills, Save, Insure your health and more in one place.

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Registered Users


Micro Business Users


Monthly Loans


AVG Monthly Transactions

More Than Lending

Our suite of products make financial transactions faster, easier and smarter.


Instant access to funds with low rates. Whenever, wherever.

Aella Credit

No more panic. You can pay the bills now and sort the rest later.

Aella Pay

A diversified health insurance marketplace with the best options.

Aella Care

The easiet and most effective way to grow wealth.

Aella Wallet
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Empowering Businesses with credit

Send money, receive instant payments from customers and save

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    Fostering Innovation

    Leveraging partnerships to enhance customer experience by embracing the future with our API powered infrastructure.

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    Our Community

    There are more than 2 million people who have made Aella their life partner, and they're experiencing simple and efficient financial services.

    I had just paid for a 9 month insurance plan with AellaCare when my wife went into labour and needed an emergency C-section. With Aella Care, I didn’t have to pay a dime of the N200,000 bill and my wife was treated with absolute care and respect. Thank you Aella for helping my family welcome a healthy baby boy without financial hassle.

    Emmanuel Ehinomen

    One day, I woke up in the middle of the night with high fever and intense stomach ache. I was rushed to the hospital the next morning and found out I had typhoid fever. I was taken care of, given the necessary injections, infusions and drugs. I was placed on admission the whole day without spending a dime. All on my insurance with just chikini money. Aella is the best.

    Oladejo Khadijat

    Aella Loan app has been very wonderful and trusting. The loan I received from Aella helped me when I was in a tight financial situation. Most importantly, the loans come in time. As soon as it is approved, you receive your money. Thank you Aella, you are the best!

    Sarah Apkan

    Some things you need to know about Aella.