Extending the borders of what’s possible through innovation.

We are a team of innovators building products to help foster financial inclusion in the African continent.

What We Believe In

Our Core Values are wrapped into the word FOCUS

Futuristic: We are one step ahead in the technology ecosystem. We are indeed the future.
Optimistic: We reflect a positive mindset in all we do. No bad vibes here.
Credible: We are committed to being dependable, result-oriented and satisfactory.
Unorthodox: We are different and do not always follow the crowd. We work in unique and uncommon ways.
Service: Everything we do is for the benefit of our customers. We derive joy in providing value to them.

Timeline

2015
How We Started
We piloted as the first digital lender in Africa’s largest market.
2017
YC
In 2017, we became the first lending company in Africa admitted into Y combinator, and launched the B2C loans under Aella Credit.
2018
TAKING SHAPE
Acquired over 350,000 users within the first year of running B2C loans.
2019
GIANT STRIDES
Launched the Aella App on iOS and acquired 500,000 users.
2020
BREAKING FRONTIERS
We launched two products, Aella Care and Aella Wallet, and exceeded 1 million users on the Aella app.
2021
NEXT STEPS
Integrated into the credal network to use the power of web 3.0 to revolutionize credit scoring in emerging markets via the blockchain.

Launched debt-as-a-service for micro businesses in Africa and integrated with over 135,000 agents.

Improved Aella Care by integrating into three of the top five insurers in West Africa and launching the first retail insurance marketplace.

We will continue to expand our infrastructure into the largest emerging markets in the coming years.

Focused on improving financial inclusion for West Africa’s low-income segment, a Nigerian fintech start-up, Aella has raised a $10m debt financing.

In many parts of the world, the traditional data points used to verify a loan applicant’s identity—such as government-issued ID numbers or address.

The Chairman of Nigerian’s Senate Committee on Health, Ibrahim Oloriegbe says the Health Insurance Authority Bill has passed its third reading.